Over one-hundred thousand vehicle crashes involving Washington drivers occur annually, causing millions of dollars in vehicle damage and medical expenses. While some of these accidents are minor “fender benders”, the costs of repairing even minor vehicle damage can add up. In more serious accidents, where injuries and significant vehicle damage occur, the long-term costs can be enormous. All in all, these monetary losses add up, making it necessary to enlist an experienced car accident lawyer to help seek compensation.
At Mila Boyd Law Offices, our car accident lawyer and legal staff are well-versed in crucial liability laws and insurance issues that affect all multi-vehicle accidents. Our legal team deals with all aspects of your recovery, from vehicle repair to handling all insurance negotiations. Washington drivers often have coverage required by state law that includes coverage for personal injury protection and uninsured/underinsured motorist benefits. Recovery for your damages may include both your own auto insurance company and the other driver’s insurance. Our attorneys help maximize your compensation from all sources. We also negotiate with your medical providers on your behalf to minimize the expenses you pay if you sustained injury.
How to Recover Medical Treatment Costs
If you sustained injury, you have two options for recovering medical treatment costs – insurance coverage and personal injury claims. Although your insurance company may offer some coverage, for example, Personal Injury Protection (PIP) plan, you may also need to make a claim through the at-fault driver’s insurance company. If the driver’s insurance company denies your claim or if the at-fault driver’s policy does not have enough maximum coverage, you may need to make a personal injury claim.
- Insurance Claims – Washington requires drivers to carry bodily injury insurance that covers $25,000 per person and $50,000 per accident. However, medical treatment can quickly amount to more than that. In that case, you may need to make a claim through your own underinsured motorist coverage. If the person at fault does not have insurance, you may make a claim through your own uninsured motorist coverage. Whether making a claim against someone else’s insurance or your own, you should consider all past and future medical expenses.
- Personal Injury Claims – If the other person did not have insurance or did not have enough to cover your claim, you may consider a personal injury claim. A personal injury claim involves demanding payment from the person at fault and may result in a lawsuit. Even if you think the person at fault doesn’t have enough money, you should make a claim. The court may order them to pay now or in the future when they do have the money.
How a Vancouver Car Accident Lawyer Can Help
While not every car crash requires court proceedings, our attorneys have the necessary trial experience to handle complicated automobile accident litigation. Insurance companies who insure negligent drivers have substantial assets and often aggressively defend claims brought against them. They typically attempt to settle claims for far less than full value when victims do not have legal representation. They may even try to convince the victims of crashes that they do not need a car accident lawyer.
Our lawyers have the necessary resources, the experience, and the reputation to aggressively and ethically handle all types of automobile accident cases. Our representation can be the difference between a full recovery, and receiving less than the fair amount for your claim. You will never have to pay an up-front fee, our firm is only paid if we earn a recovery for you. If you’ve been injured in a car wreck, contact our office today for a free consultation. Call Mila Boyd Law Offices today at (360) 433-9361.